The holiday season is right around the corner. To avoid starting January in the red, create a realistic budget and stick to it. For tips on preventing overspending, read Budgeting for the Holidays. Remember: the holidays are not about what you buy but about spending quality time with loved ones. Read Creating New Family Traditions for more ideas on making the most of the holiday season with your family and friends.

For managers, thinking of their own teams while juggling the needs of senior leaders and meeting organizational goals can seem impossible, but it can be done with some planning and organization. Being prepared each day is crucial. Read Multitasking Managers: Setting the Right Example for more insight on how to work smarter.